|
Hurricanes are classified by using the
Saffir/Simpson intensity scale which measures atmospheric pressure
in terms of millibars (mb) or inches of mercury, along with wind
speeds, storm surge and damage:
THE SAFFIR/SIMPSON
CLASSIFICATION SYSTEM FOR HURRICANES
|
Category |
Wind
speeds |
Pressures |
Storm
surge |
Damage |
|
1 |
74-95 mph |
Greater than 980mb |
4-5 ft. |
Light |
|
2 |
96-110 mph |
965-979 mb |
6-8 ft. |
Moderate |
|
3 |
111-130 mph |
945-964 mb |
9-12 ft. |
Extensive |
|
4 |
131-155 mph |
920-944 mb |
13-18 ft. |
Extreme |
|
5 |
More than
155 mph |
Less than
920 mb |
Greater
than 18 ft. |
Catastrophic |
|
|
|
The
Texas Windstorm Insurance Association
Windstorm WPI-8 Certificate
Search
Visit the Texas Windstorm
Association Home Page
TWIA's purpose is to provide Texas citizens adequate wind and hail
coverage when it is not available in the insurance
marketplace; and pay insured's claims when losses occur.
The
Texas Windstorm Insurance Association is a ‘pool’ of all property
and casualty (P&C) insurance companies authorized to write coverage
in Texas.
How do I secure coverage through Texas Windstorm Insurance
Association?
An
application for windstorm and hail coverage through Texas Windstorm
Insurance Association must be submitted by a licensed property and
casualty agent. The application must be on forms prescribed by the
Association, and include premium payment and a current photograph
(taken within the past 90 days) of each building item and each
building containing property to be insured.
|
